Compare our plans

Why should I take out a Funeral Plan?

A funeral plan is a policy by which you can pre pay and protect your family against the rising costs of funerals and to eliminate any uncertainty or indecision with your wishes.

There is never a good time to talk about the passing of a loved one and even more so yourself, it is also a very difficult and daunting time for those responsible for arranging and paying for the funeral, this is why so many people are having the foresight in taking out a funeral plan. All money paid into a Care Funeral plan is invested securely in a trust and overseen by designated trustees.

Although a Funeral plan will not help you deal with a passing, it does go an enormous way to reliving a sense of distress with unnecessary arrangements.

The rising cost of Funerals

Funeral costs are going up every year. You might be surprised to hear that, while the average cost of a funeral in 207 was £1,920* today, it’s £3,693. That’s nearly 100% increase in ten years, Well above inflation.

It’s fair to say that if history is anything to go by then the average cost of a Funeral plan in ten years could be more than £6,5000 With funeral costs rising every year* a Care Funeral Plan offers an easy way to pay for your funeral director’s services at a cost that’s fixed at current prices.

What is included in our plans

We offer four key plans to choose from so you can pick the one that best suits your needs. Whichever plan you choose, all guarantee to cover the funeral director’s own services for either a cremation or burial.

We Cover Essential Third Party Costs

As well as the funeral director's own services, the cost of a funeral also includes certain essential third party costs. These include fees for cremation or burial, and fees for the clergy or officiant. These costs are beyond the control of your funeral director but will be paid by them at the time.

The Standard, Select and Premier Plans include a £940 allowance towards essential third party costs.

Only if these costs were to increase more than the growth of the plan might there be more to pay at the time of the funeral.

  • The funeral director’s services
  • Advice on the certification and registration of the death and related documentation
  • The coffin
  • Transportation of the deceased to a suitable resting place within a 15 mile radius
  • Care of the deceased prior to burial or cremation
  • Use of a chapel of rest or service rooms
  • A hearse to a local cemetery or crematorium
  • Confidential assistance with bereavement counselling, if required
  • A Will for you, a family member or a friend which will be reviewed by our legal team.

Compare our plans

Everyone has different needs – and we provide a range of funeral plans designed to meet your requirements at a price you can afford. As well as a selection of plans we also offer a choice of how to pay for the plan that’s best suited to your requirements. You can select monthly instalments or pay for your plan in full in one convenient payment. Plans start from only £17.76 per month. Please use the table below to compare the funeral planning services you receive within each type of plan.


Base

Our lowest priced option if you’re looking for great value for money

Standard

An affordable plan that includes an allowance towards third party costs

Select

A plan that goes a little bit further and includes a limousine and high quality coffin

Premier

Our most comprehensive option, often chosen for burials

Single Payment Price

£2,800

£3,625

£3,995

£4,540

Pay Monthly From (prices are all representative)

£17.76 p/m

£27.04 p/m

£30.60 p/m

£33.73 p/m

Services and Features (see below)

The coffin

Simple

Simple

High Quality

Superior

£940 allowance towards essential third party costs

Limousines (in addition to hearse)

One

Two

Transportation of deceased within a 15 mile radius

During office hours

During office hours

Family viewing during office hours

Assistance with bereavement counselling

Bereavement advice book

Bereavement advice book

Will

Compare Payment Options

We offer a range of ways to pay for your funeral plan. See below for a quick comparison on the options available

Pay in full or spread the cost with no additional charge


Base

Standard

Select

Premier

Pay in full with one single payment for immediate cover

£2,800

£3,625

£3,995

£4,540

£99 deposit then 12 monthly payments. Covered at end of term.

£229.25 per month

£298.00 per month

£328.83 per month

£374.25 per month


Low Cost Instalment

Spread the cost over a period of between 2 and 30 years, depending on your current age. Additional charges apply, deposit not required. You must be 78 or younger to select this option and no older than 80 at the end of your chosen payment term. You are fully covered at the end of your payment term. Below are the 4 most popular payment terms chosen by our plan holders.


Base

Standard

Select

Premier

30 years

from £18.63

from £24.12

from £26.58

from £30.20

20 years

from £21.71

from £28.10

from £30.97

from £35.20

10 years

from £32.51

from £42.09

from £46.39

from £52.71

5 years

from £55.44

from £71.78

from £79.11

from £89.90

2 years

from £125.36

from £162.30

from £178.87

from £203.27